It can be a scary and annoying feeling. The sound of your telephone constantly ringing from debt collectors can drive anyone crazy. Many collections agencies will stop at nothing to get what they want. But there are laws in place designed to limit these calls. Far too many people face constant harassment and threats from collectors. Most people don’t know they can simply contact the debt collector to put a stop to the calls. Unfortunately, many collectors neglect or refuse to comply. But there is a solution. The debt collection attorneys in the Law Zebra Network* utilize an aggressive and comprehensive approach to protect the rights of clients and to help put an end to the harassment.
How to Stop Creditor Debt Harassment
When it comes to protecting the rights of consumers, knowledge is power. The same goes for people who are struggling to pay their balances or debts. Countless people owe thousands of dollars for a variety of debts, whether it is student loans, car payments or their mortgage. In many cases, debt collectors have been known to make threats of placing bank levies, garnishing wages, or even having a person arrested. If a collector continues to make harassing phone calls, there are some important steps for consumers to take to help protect themselves.
- Keep track of all phone calls from debt collectors
- Always ask who is calling
- Write down the time and days of the calls
The are currently laws in place designed to protect people from debt collection harassment–including the Fair Debt Collection Practices Act and the Telephone Consumer Protection Act (TCPA). Creditors, debt collectors and telemarketers are not allowed to contact your cell phone without permission. Yet, just about everybody receives these annoying calls–including people who have no debt issues. The TCPA also places restrictions on who collection agencies are allowed to contact and how often they are able to call. Many companies turn to third parties for debt collection. In many cases, debt collectors have been known to use fake names. Some debt collectors even go after people who have just filed for bankruptcy.
Be Proactive! Contact a Debt Harassment Attorney Today
Many consumers feel powerless when it comes to debt collection harassment, but it does not need to continue. If the calls persist, seek representation from a debt harassment attorney that can protect your rights and help resolve your problems. The attorneys in the Law Zebra Network* understand the frustration of clients. Our team of consumer protection rights attorneys utilize an aggressive and comprehensive approach to help place each client in the best position to succeed. From the moment you arrive for a consultation and all the way through trial, we will always be in your corner. Because each client and case different, we utilize a vast arsenal of legal resources and contacts to achieve the best possible results. Take the first step towards ending the harassment and regaining your peace of mind. Contact us to schedule a consultation and begin your road to independence.