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Is Bankruptcy a Way Out?

Is Bankruptcy a Way Out?

If you are behind on your bills and wondering what to do, you are not alone. According to the Consumer Financial Protection Bureau’s recent report, “ Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three...
How to Improve Debt to Income Ratio

How to Improve Debt to Income Ratio

If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
How to Recognize Scammers Instantly

How to Recognize Scammers Instantly

On a global scale, the vast majority of Americans are either upper-middle income or high income. Many Americans who are classified as “poor” by the U.S. government would be middle income globally, according to a new Pew Research Center analysis. (2) Because of our...