by Whoosh Agency | May 4, 2021 | Consumer Debt, Credit Reporting Issues
We’ve all been there, frustrated and fuming at a company that financially wronged us. As consumers, we receive little respect and less decency, but sometimes a company figuratively throws you under the bus. You’re left looking at your options and realizing they are...
by Whoosh Agency | Mar 16, 2021 | Consumer Debt, Judgment Relief
If a judge has recently ruled against you in a debt judgment, you may be facing overwhelming amounts of debt. However, just because the judge rules against you doesn’t mean it’s the end of the road. You have rights as a consumer that include filing a motion for...
by Whoosh Agency | Mar 12, 2021 | Consumer Debt, Debt Collection
If you were laid off due to the economic unrest of 2020, you are not alone. According to Reuters, “The economy has recovered 12.4 million of the 22.2 million jobs lost during the pandemic.” This means that many are still job searching and looking for ways to make ends...
by Whoosh Agency | Mar 3, 2021 | Consumer Debt
If you are behind on your bills and wondering what to do, you are not alone. According to the Consumer Financial Protection Bureau’s recent report, “ Over 11 million families are behind on their rent or mortgage payments: 2.1 million families are behind at least three...
by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Feb 2, 2021 | Consumer Debt
On a global scale, the vast majority of Americans are either upper-middle income or high income. Many Americans who are classified as “poor” by the U.S. government would be middle income globally, according to a new Pew Research Center analysis. (2) Because of our...