by Whoosh Agency | May 11, 2021 | Mortgage Foreclosure, Subprime
According to the White House, “1 in 5 renters is behind on rent and just over 10 million homeowners are behind on mortgage payments. People of color face even greater hardship and are more likely to have deferred or missed payments, putting them at greater risk of...
by Whoosh Agency | Feb 24, 2021 | Consumer Debt, Subprime
If you’ve ever tried to get a mortgage or a car loan, you likely heard the term “debt to income ratio.” This ratio is a number that lenders use to determine how much more debt you can afford to pay each month. If your debt to income ratio is high, lenders will be less...
by Whoosh Agency | Nov 17, 2020 | Consumer Debt, Debt Collection, Medical Debt, Mortgage Foreclosure, News, Student Loans, Subprime
Most of us have a favorite meme about 2020. You know the ones. They poke fun at our plight this year. From fear of covid and murder hornets to the mask debate to living in our underwear and vowing never to leave our house (and the gasp! election) the certain fact is...
by Whoosh Agency | Jun 25, 2020 | Subprime
A subprime loan is a type of loan offered at a higher rate than prime to people who don’t qualify for prime rate loans. Often, subprime borrowers have been rejected by traditional lenders because they have low credit scores or have other factors that give lenders...
