Protecting you from Unethical Business Practices

Even though we have laws to protect consumers, it can feel like you don’t stand a chance in a battle for your rights against an unethical business. If a fraudulent debt collector sends you bills you don’t owe and plummets your credit score, what can you do? At LawZebra, we work with clients nationwide handling consumer rights violations. Our experienced Consumer Rights Attorneys are successfully winning courtroom battles against unethical businesses across the country. We want to walk you through the process of finding justice. Call today to start finding answers with a consumer protection attorney.

Contact Law Zebra online today or call us at (801) 820-9955 to find out how we can help you.

Often we don’t know what our rights as consumers are. To protect our credit score, we may pay bills we don’t owe without fighting for our rights as a consumer. However, there are laws  that protect you from debt collectors and other types of fraudulent or abusive business practices. These laws are meant to defend you from unethical business practices.

• The Fair Debt Collections Practices Act (FDCPA)
• The Fair Credit Reporting Act (FCRA)
• The Telephone Consumer Protection Act (TCPA)

Because these Acts are fairly new and not widely known, not many attorneys know how to protect consumers using these regulations. The Federal Trade Commission is involved in enforcing these regulations against large businesses, creditors, banks, and mortgage lenders, but if you are just one person who needs help fighting unethical or abusive treatment, you need an attorney who understands what the law says about how a business can contact and treat consumers.

Knowing when your rights are violated is key to fighting back. If a business engages in fraud or unethical behavior, our attorneys at Law Zebra are ready to help you understand which laws and regulations protect you. We can help.

Predatory loans are a problem for homebuyers, especially those who are desperate to buy or who have low credit scores. Some mortgage companies charge high interest rates, tack on exorbitant fees, and may even involve backroom deals with shady home inspectors, realtors, or home mortgage insurance businesses.

Often car dealerships will draw you in with a promise of quality and a clean car report but then sell you a piece of junk with a salvage title. You only find out when you register your vehicle and wonder what happened. These types of situations are not your fault. They are the product of unethical businesses that prey on consumers. It is possible to fight back and win.

Any calls or texts to your cell phone by a telemarketer or collection agency without your consent violates the Telephone Consumer Protection Act (TCPA). If you fight back with us at LawZebra against this kind of treatment, these abusive businesses can face fines ranging from $500 to $1,500.

If you are harassed by collection calls after asking them to cease contact or by a collection company telling your personal details to your employer or other family members, or if they are continuing to try to collect debt that you have informed them in writing that you do not owe, the debt collection agency is in violation of the law.

Debt collectors have been known to often send inflated or completely fake bills to consumers. However, your consumer rights include the right to dispute the debt. If a debt is not yours and you dispute within 30 days, the debt collection agency must provide verification of the debt owed.

You can also ask the debt collector to stop contacting you or to only contact you through your lawyer. By law, they must accept your demands to cease contact.

Don’t take the responsibility and financial hit for another’s wrongdoing. It is possible to seek damages from violators of these consumer rights protection laws in court and win.

If you suspect an unethical business is abusing your consumer rights, call us at (801) 820-9955 to start fighting back.