Creditor Harassment Attorneys
It is Not OK for a Creditor to Threaten You
If you are struggling with a Creditor who is making life difficult by calling or threatening you to demand payment, you need to know that you have rights. There are laws governed by the The Fair Debt Collection Practices Act (FDCPA) that limit how often and who they can call, what they can legally say, and how they can say it.
Creditors have limits on what they can do and you have rights about how you can handle their misbehavior. The Federal Trade Commision has made it clear that you have the right to dispute a debt, to have proof from the creditor about whether the debt is yours, and to specify how they may or may not contact you or your attorney. If you need legal solutions to a situation that has gotten out of control, contact us today.
Schedule your free consultation with a LawZebra attorney online or at (801) 820-9955.
If You Are Harassed by Creditors
Most of us in the US have debts. A certain amount of debt is normal and even good for building our credit rating. However, if you have debt you cannot pay or that you are not sure if you owe, dealing with creditors can be a daily struggle. You know that it is time to contact an attorney if a creditor is treating you with disrespect.
Take action if a creditor:
- Threatens to arrest you or have you arrested
- Threatens to suspend your driver’s license
- Calls your employer or family and friends without reason
- Threatens you with violence or harm
- Uses obscene or profane language
- Repeatedly harasses you by phone
- Lies about the amount you owe
- Lies about being an attorney or government representative
- Falsely threatens to sue you
- Tries to collect interest, fees, or other charges on top of the amount you owe, unless the original contract or your state law allows it
- Deposits a post-dated check early
- Takes or threatens to take your property unless it can be done legally
If You Are Harassed by Creditors
Most of us in the US have debts. A certain amount of debt is normal and even good for building our credit rating. However, if you have debt you cannot pay or that you are not sure if you owe, dealing with creditors can be a daily struggle. You know that it is time to contact an attorney if a creditor is treating you with disrespect.
Take action if a creditor:
- Threatens to arrest you or have you arrested
- Threatens to suspend your driver’s license
- Calls your employer or family and friends without reason
- Threatens you with violence or harm
- Uses obscene or profane language
- Repeatedly harasses you by phone
- Lies about the amount you owe
- Lies about being an attorney or government representative
- Falsely threatens to sue you
- Tries to collect interest, fees, or other charges on top of the amount you owe, unless the original contract or your state law allows it
- Deposits a post-dated check early
- Takes or threatens to take your property unless it can be done legally
Most of us in the US have debts. A certain amount of debt is normal and even good for building our credit rating. However, if you have debt you cannot pay or that you are not sure if you owe, dealing with creditors can be a daily struggle. You know that it is time to contact an attorney if a creditor is treating you with disrespect.
Help For Creditor Harassment
Call (801) 820-9955 or schedule a consultation online to bring the fight to them!