by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Jan 5, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
If you have been struggling to pay bills recently, you are not alone. According to the Washington Post, “Millions of Americans who lost their jobs during the pandemic have fallen thousands of dollars behind on rent and utility bills, a warning sign that people are...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
by Whoosh Agency | Dec 8, 2020 | Consumer Debt, Creditor Harassment, Debt Collection, Telephone Regulation
Have you put up with bad behavior by a business that was unwilling to work with you even though they made a mistake? Have you wondered what you can do about it when a business delivers a product that is less than expected? Businesses often push to see what they can...
by Whoosh Agency | Dec 1, 2020 | Consumer Debt, Creditor Harassment, Debt Collection, Telephone Regulation
As a consumer in our society, we often come against problems with a business that doesn’t care about treating customers with any respect. They use and abuse the ones who make the business successful and have no remorse. That is why we have laws to protect consumers...
by Whoosh Agency | Nov 10, 2020 | Creditor Harassment, Debt Collection
If you find a credit card charge for something you did not buy, or receive a bill from a company you do not recognize, your identity may have been stolen. It is actually not that uncommon for this to happen in the US. According to IdentityForce.com, “In 2019, 14.4...
