by Whoosh Agency | Mar 12, 2021 | Consumer Debt, Debt Collection
If you were laid off due to the economic unrest of 2020, you are not alone. According to Reuters, “The economy has recovered 12.4 million of the 22.2 million jobs lost during the pandemic.” This means that many are still job searching and looking for ways to make ends...
by Whoosh Agency | Jan 28, 2021 | Debt Collection
Ever gotten a phone call from a debt collector and wondered what debt they were talking about? Maybe you had no idea about the debt and they were not explaining it well to you. Perhaps you tried to get more information and were shut down or even threatened. This...
by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Jan 5, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
If you have been struggling to pay bills recently, you are not alone. According to the Washington Post, “Millions of Americans who lost their jobs during the pandemic have fallen thousands of dollars behind on rent and utility bills, a warning sign that people are...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
by Whoosh Agency | Dec 8, 2020 | Consumer Debt, Creditor Harassment, Debt Collection, Telephone Regulation
Have you put up with bad behavior by a business that was unwilling to work with you even though they made a mistake? Have you wondered what you can do about it when a business delivers a product that is less than expected? Businesses often push to see what they can...