by Whoosh Agency | Jan 28, 2021 | Debt Collection
Ever gotten a phone call from a debt collector and wondered what debt they were talking about? Maybe you had no idea about the debt and they were not explaining it well to you. Perhaps you tried to get more information and were shut down or even threatened. This...
by Whoosh Agency | Jan 20, 2021 | Consumer Debt, Mortgage Foreclosure
Mortgage companies do not offer loans for free. Some lenders use fair and reasonable fees, interest rates, terms, and conditions. Other lenders, however, are out for your lifeblood. Recently, the Consumer Financial Protection Bureau started a project to crackdown on...
by Whoosh Agency | Jan 12, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
In our society, some types of debt can be good. Having a high credit score depends on having a responsible credit record that includes a normal amount of debt for your income level. This is called your debt-to-income ratio. 44% of Americans rely on a car loan when...
by Whoosh Agency | Jan 5, 2021 | Consumer Debt, Creditor Harassment, Debt Collection
If you have been struggling to pay bills recently, you are not alone. According to the Washington Post, “Millions of Americans who lost their jobs during the pandemic have fallen thousands of dollars behind on rent and utility bills, a warning sign that people are...
by Whoosh Agency | Dec 15, 2020 | Consumer Debt, Creditor Harassment, Debt Collection
Have you have ever forgotten to pay a bill or couldn’t pay a bill and the creditor eventually quit contacting you for payment? If so, you were responsible for what is considered “bad debt.” Anytime a consumer does not pay a debt and the creditor writes it off,...
